Yaraiah Crawford v. American Heritage FCU: American Heritage Federal Credit Union class action settlement
Borrowers who had their vehicle repossessed by American Heritage Federal Credit Union and did not receive proper post-repossession notices of their rights. If that describes you, you can file a claim in the American Heritage Federal Credit Union class action settlement. Class members will receive a proportionate share of the net settlement fund after deducting administrative costs, attorney fees and expenses, and a service award to the plaintiff. The gross fund is $1,400,000. Payments will be sent by check unless another payment method is requested. You do not need receipts or any other documentation to file. No claim deadline has been published yet.
This lawsuit alleges that American Heritage Federal Credit Union failed to send borrowers proper notice of their rights after vehicle repossession. The settlement provides a $1,400,000 gross fund for class members, eliminates disputed deficiency balances of approximately $2,513,998.10, and requires AHFCU to request deletion of class members' auto loan history from major credit bureaus. AHFCU denies all wrongdoing.
The facts
| Proof required | No |
|---|---|
| Court | Pennsylvania Court |
| Administrator | American Legal |
| Final approval hearing | May 12, 2025 |
| Status | Open, accepting claims |
How to file a claim
- Check that you are eligible. Borrowers who had their vehicle repossessed by American Heritage Federal Credit Union and did not receive proper post-repossession notices of their rights.
- Gather what you need. No receipts are required. You will still need your contact details, and often a notice ID from a letter or email if you were sent one.
- File on the official settlement website. It is the only place a claim counts, and filing is always free.
- File before the published deadline. Late claims are usually rejected.
File your claim on the official site
Goes to www.crawfordahfcusettlement.com, the official settlement website. We are not paid for this link.
Common questions
Who is eligible for the American Heritage Federal Credit Union settlement?
Borrowers who had their vehicle repossessed by American Heritage Federal Credit Union and did not receive proper post-repossession notices of their rights.
How much money will I get?
Class members will receive a proportionate share of the net settlement fund after deducting administrative costs, attorney fees and expenses, and a service award to the plaintiff. The gross fund is $1,400,000. Payments will be sent by check unless another payment method is requested. Final amounts usually depend on how many valid claims are filed, so the published figure is a maximum rather than a promise.
When is the claim deadline?
No claim deadline has been published yet. Administrators are not required to accept late claims, so it is worth filing before the date rather than on it.
Do I need receipts or proof of purchase?
You do not need receipts or any other documentation to file. Every claim form asks you to confirm that the information you give is true, and filing a claim you are not entitled to is fraud.
Is the American Heritage Federal Credit Union settlement legitimate?
This settlement is administered by American Legal, a court appointed claims administrator. A real settlement never asks you to pay to file a claim. File only on the official settlement website linked on this page.
Last verified . We re-check every settlement against its official website. Details can change after that, so confirm on the official site before you file. How to verify any settlement yourself.