Fitzgerald v. Wildcat Settlement: Officials of the Lac de Flambeau Band of Lake Superior Chippewa Indians and related entities involved in LDF Lending Companies class action settlement
The Officials of the Lac de Flambeau Band of Lake Superior Chippewa Indians and related entities involved in LDF Lending Companies class action settlement has closed and is no longer accepting claims. Who it covered: All individuals who obtained a loan from any of the 20 LDF Lending Companies (including Lendgreen, LendUMo, Zfunds, Makwa Financial, Brightstar Cash, National Small Loan, Bear Claw Lending, Sky Trail Cash, Loan at Last, Nine Torches, Bridge Lending Solutions, Lakeshore Loans, UbiCash, Cash Aisle, MitigCapital, Avail Blue, Evergreen Services, Blue River Lending, Quick Help Loans/Greenline, or Radiant Cash) between July 24, 2016, and October 1, 2023. Cash payments are made automatically from a $37,350,000 fund based on applicable state laws and the amounts paid on the class member's loans. Unpaid loans issued during the class period will also be cancelled. A first distribution was sent in March 2025 and a second distribution is planned for June 2026. No claim deadline has been published yet.
This class action lawsuit alleged that online loans originated by 20 lending entities associated with the Lac de Flambeau Band of Lake Superior Chippewa Indians charged interest rates exceeding state law limits or lent without required licenses, making the loans allegedly illegal, deceptive, or unfair. The settlement provides for cancellation of approximately $1.4 billion in outstanding loan debt and a $37.35 million cash payment fund for class members. The defendants denied all allegations.
The facts
| Proof required | No |
|---|---|
| Class period | July 24, 2016 to October 1, 2023 |
| Administrator | American Legal |
| Final approval hearing | December 17, 2024 |
| Status | Closed, no longer accepting claims |
Common questions
Who is eligible for the Officials of the Lac de Flambeau Band of Lake Superior Chippewa Indians and related entities involved in LDF Lending Companies settlement?
All individuals who obtained a loan from any of the 20 LDF Lending Companies (including Lendgreen, LendUMo, Zfunds, Makwa Financial, Brightstar Cash, National Small Loan, Bear Claw Lending, Sky Trail Cash, Loan at Last, Nine Torches, Bridge Lending Solutions, Lakeshore Loans, UbiCash, Cash Aisle, MitigCapital, Avail Blue, Evergreen Services, Blue River Lending, Quick Help Loans/Greenline, or Radiant Cash) between July 24, 2016, and October 1, 2023.
How much money will I get?
Cash payments are made automatically from a $37,350,000 fund based on applicable state laws and the amounts paid on the class member's loans. Unpaid loans issued during the class period will also be cancelled. A first distribution was sent in March 2025 and a second distribution is planned for June 2026. Final amounts usually depend on how many valid claims are filed, so the published figure is a maximum rather than a promise.
When is the claim deadline?
No claim deadline has been published yet. This settlement is no longer accepting claims.
Do I need receipts or proof of purchase?
You do not need receipts or any other documentation to file. Every claim form asks you to confirm that the information you give is true, and filing a claim you are not entitled to is fraud.
Is the Officials of the Lac de Flambeau Band of Lake Superior Chippewa Indians and related entities involved in LDF Lending Companies settlement legitimate?
This settlement is administered by American Legal, a court appointed claims administrator. A real settlement never asks you to pay to file a claim. File only on the official settlement website linked on this page.
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Last verified . We re-check every settlement against its official website. Details can change after that, so confirm on the official site before you file. How to verify any settlement yourself.