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David Walker, Melissa Ross, and Benjamin Wilson v. Inflection Risk Solutions, LLC class action settlement

This settlement is closed. The claim deadline was May 21, 2025 and claims are no longer being accepted. The page is kept for reference. Open settlements are listed below.

The Inflection Risk Solutions, LLC class action settlement has closed and is no longer accepting claims. Who it covered: Consumers who were subject to at least one Inflection SafeDecision report provided to a third party from July 20, 2020 to May 30, 2024, and fall into one of three groups: (1) those whose name or date of birth did not match the criminal record attributed to them; (2) those who received a sex offender registry report; or (3) those who successfully disputed a sex offender registry report with Inflection. Members of the Successful Disputes Group will automatically receive a check without filing a claim. Members of the SOR Reports and Name & DOB Match Groups must submit a claim form to be eligible for a payment. The specific payment amounts are not stated on this page. The deadline to file a claim was May 21, 2025, and it has passed.

Plaintiffs allege that Inflection Risk Solutions, LLC violated the Fair Credit Reporting Act (FCRA) by providing inaccurate consumer reports under its SafeDecision brand, including misattributed criminal records and erroneous sex offender registry listings. The lawsuit covers consumers who were subject to these reports between July 20, 2020 and May 30, 2024. A class action settlement has been reached to compensate affected individuals.

The facts

Claim deadlineMay 21, 2025
Proof requiredNo
Class periodJuly 20, 2020 to May 30, 2024
AdministratorAmerican Legal
StatusClosed, no longer accepting claims

Common questions

Who is eligible for the Inflection Risk Solutions, LLC settlement?

Consumers who were subject to at least one Inflection SafeDecision report provided to a third party from July 20, 2020 to May 30, 2024, and fall into one of three groups: (1) those whose name or date of birth did not match the criminal record attributed to them; (2) those who received a sex offender registry report; or (3) those who successfully disputed a sex offender registry report with Inflection.

How much money will I get?

Members of the Successful Disputes Group will automatically receive a check without filing a claim. Members of the SOR Reports and Name & DOB Match Groups must submit a claim form to be eligible for a payment. The specific payment amounts are not stated on this page. Final amounts usually depend on how many valid claims are filed, so the published figure is a maximum rather than a promise.

When is the claim deadline?

The deadline to file a claim was May 21, 2025, and it has passed. This settlement is no longer accepting claims.

Do I need receipts or proof of purchase?

You do not need receipts or any other documentation to file. Every claim form asks you to confirm that the information you give is true, and filing a claim you are not entitled to is fraud.

Is the Inflection Risk Solutions, LLC settlement legitimate?

This settlement is administered by American Legal, a court appointed claims administrator. A real settlement never asks you to pay to file a claim. File only on the official settlement website linked on this page.

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This one has closed, but these are accepting claims now.

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